Payments in natural language
Users ask the AI to send money. The SDK detects the right rail, verifies identity, and executes the payment — all within a single conversation.
Trusted by leading LATAM financial institutions
Three steps to AI payments
From npm install to live SPEI transfer in under 10 minutes.
Install the SDK
Add @mcp2p/sdk to your project and configure it with your license key and the payment rails you need.
npm install @mcp2p/sdkConnect to your bank
Configure your bank aggregator credentials through the dashboard. Credentials are stored in Supabase Vault.
bankConnector: { provider: "stp" }Let AI pay
Point Claude Desktop at your MCP server. The AI discovers payment tools automatically — with 2FA in the conversation.
// "Send $500 MXN to CLABE 0140..."Payment rails across LATAM
One SDK, multiple countries. Each rail exposes standardized MCP tools that AI assistants discover automatically.
SPEI
Mexico
Real-time interbank transfers via Banco de Mexico. CLABE validation, instant settlement.
PSE
Colombia
ACH Colombia electronic payments. NIT/CC validation, multi-bank support.
PIX
Brazil
Instant payments via Banco Central do Brasil. CPF/CNPJ/email/phone/EVP key support.
VE Mock
Venezuela
Configurable mock adapter for testing and demos. No real bank integration.
4-gate security model
Every payment passes through four independent security gates before reaching the bank API.
License Gate
Every request validated against your license tier, rails, and status.
2FA Gate
Phone-verified identity for every payment operation.
Validation Gate
Zod schemas enforce field-level validation (CLABE, CPF, NIT).
Rate Limit Gate
Tier-based throttling prevents abuse and runaway costs.
Trusted by design partners
Early access partners shaping the future of AI payments in LATAM.
“mcp2p cut our SPEI integration time from weeks to hours. The conversational 2FA is a game-changer for our chatbot users.”
Design Partner
Head of Engineering, Mexican Neobank
“The 4-gate security model made our compliance team comfortable with AI-initiated payments from day one.”
Design Partner
CTO, Colombian Fintech
“We went from zero to multi-country PIX + SPEI in a single sprint. The SDK just works.”
Design Partner
VP Engineering, LATAM Payment Aggregator
Ready to make payments conversational?
See how mcp2p can power AI-native payments for your bank.